Zoe, £16k a year and start paying back your student loans is fair you say? Well I was on £17k a year before I went to university, to get the qualifaction I needed to go further up the career ladder. However, I work for the public sector (you know, the one the Labour government is slowly but surely selling off to Wal Mart or whoever) who pay very little, and for the first year after qualifying, I was worse off dues to the amount the Student Loan Company deducted from my wages! How fair is that? I think the threshold needs to be increased, but then that wouldn't affect many Public Sector workers, only private buisnesses, and we know which one Tory Blair lieks to keep happy! (oops typo error, I mean Tony of course)