I would just like to say a quick thank-you to both Alan and Peter H for this really good debate. I am a single mum, and I recently went to Manchester Uni - I did get a grant (due to dependents) and have my fees paid (low income). I took the maximum loan as well and my income was above benefits level. Now I am a qualified teacher. I work part-time and can earn enough money to stay off benefits - the loan repayments do not kick in yet.When my child is older I have a good qualification and can work full time and will happily pay something back. I think people should not be discouraged from going to college - and would encourage everyone to check out the facts with an independent source. It is not the poorest students who lose out under the current system - they are protected. I think it is admirable that Peter H would want us all to have a completely free higher education like he did - but there is always a finite amount of money - and I would rather more was spent in primary and secondary education - so that everyone gets a good education.

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